Are you ready for your trip?
We understand that when you’re traveling, you don’t want to worry about a thing. But events happen, even to the well-prepared travelers. You may have to cancel your trip at the last minute to tend to a family emergency. You may need medical assistance when you’re away. Your baggage may go missing, or there may be damage to your personal property. You just never know.
Ask yourselves a few questions:
1) what happens if my trip has to be cut short, or I have to extend my trip due to an illness at destination?
2) would I be able to (or want to) pay for toiletries/clothes and other necessities if my luggage is lost?
3) could I afford an air ambulance home?
4) does my current coverage through work or my credit card pay up front for medical expenses? or cover everyone that's traveling with me?
Here is a brief summary of the different travel insurance plans that I suggest. This is only a very brief summary, and you should read the full document as highlighted for the full details.
RBC Deluxe Package Travel Insurance covers your emergency medical needs; doctor visits, tests, hospitalization, etc. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.
RBC Non-Medical Package Travel Insurance covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no medical coverage included.
Anyone over the age of 73 will be required to remit a medical questionnaire prior to booking to ensure the coverage will be permitted by RBC.
We will add everyone to the group travel insurance policy at the time of deposit. The premium will be paid with the final payment. As the provincial taxes vary, those amounts will be determined at payment time.
If anyone wishes to opt out of the provided coverage, that will be possible to do, and the opt out forms will be provided at final payment time. This is not recommended, as travel insurance is the only way to obtain a refund, in the case of an unexpected cancellation, for any reason.
Deluxe Travel Plan - $2200 coverage 5 - 9 days
18 - 54 years - $170
55 - 59 years - $174
60 - 64 years - $195
65 - 69 years - $238
70 - 74 years - $324
Non Medical Plan - $2200 coverage 5 - 9 days
18 - 54 years - $147
55 - 59 years - $154
60 - 64 years - $167
65 - 69 years - $177
70 - 74 years - $205
75 - 79 years - $331
80 - 84 years - $427
85 + years - $482
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